Loans

How to Apply

To apply for any of our loans, for information, or to make an appointment, please call (608) 785-0377 and ask for either:

• Jackie Mahlum-Paul at ext. # 210
• Lisa Anderegg at ext. # 209

Click here to print an application.

Note: Members who have been approved for the Freedom Plan do not need to fill out a loan application.

Loan payments-easy and convenient!

Remember . . .You can also make your loan payments at any Credit Union Service Center, including local locations: Altra Federal Credit Union & G.E.C.U.

Loan Calculator

• How much? How long? What will your payments be?
• Calculate your sample loan payments-instantly!

The Freedom Plan

Sign up today. Get your money when you need it!

The Freedom Plan is an open-end, multi-featured credit plan. Once you are signed up and approved, you can request an "advance" at any time. Since you have already completed and signed the paperwork, we will verify your financial information, determine the current interest rate and calculate the payment schedule. 

Once approved for the Freedom Plan, you will not need to fill out an application when requesting an “advance”, simply contact one of our loan officers.

Note: The Freedom Plan only applies to consumer lending. Credit Cards, Mobile Homes and Real Estate Loans are not included.

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Real Estate

• Home purchase, refinances, and pre-approvals
• Terms up to 30 years
• Fixed Rates & Balloons available
• Rates subject to change daily
• For more information call Jackie at (608) 785-0377 Ext. 210

Home Equity Loans (Second Mortgage)

• Refinances, pre-approvals
• Extra merit discount may apply

Auto Loans

New & Used

• Up to 100% financing available
• No money down
• Extra merit discount may apply
• Click here to view our current rates

Mobile Home Loans

New

• Finance up to 80% of the total purchase price
• Maximum term: 15 years with a 5 year balloon
• Call Jackie or Lisa for our current rate

Used

• Can not be over 10 years old
• Finance up to 80% of the total purchase price
• Maximum term: 10 years with a 5 year balloon 
• Call Jackie or Lisa for our current rate

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Recreational Vehicle Loans

New & Used

Boats, Campers, 4 Whlrs, Snowmobiles, Tractors & Motor Homes*

• Up to 100% financing available
• Extra merit discount may apply
• Click here to view our current rates

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 Personal Loans

Share Secured Loans

• Lowest rate offered

Personal Loans

• Extra merit discount may apply
• Click here to view our current rates

Single Payment Note

• 6 months max
• Extra merit discount may apply
• Click here to view our current rates

Kwik Cash

• Line of credit loan
• Low monthly payments
• Click here to view our current rates

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Loan Payment Protection

Credit Life, and Disability Insurance

• Insurance is available on most loans - some exceptions apply
• Please contact a loan officer for more information

Credit Life

• Pays off your loan up to the policy limits in the event of death

Credit Disability

• Makes your loan payment up to the policy limits, should you become disabled.

Guaranteed Asset Protection (GAP)

• Protect your financial well being. GAP pays the difference between your vehicle insurance company's settlement and the remaining loan amount, up to the maximums allowed.

FACT ACT

By law we are required to notify you that we may report information about your accounts to credit bureaus. Any late payments, missed payments or other defaults on your account may be reflected in your credit report.

Platinum Visa Credit Card

• Click here to view our current rate
• No annual fee
• 10.9% APR for Purchases
• No cash advance fee
• No balance transfer fee
• 1% foreign transaction fee

Credit card users at Franciscan Skemp Credit Union can now view their VISA credit card statement history or pay their credit card bill online. Sign in at EZ Card Info to view credit card statements and pay credit card bills online.

* If your card is lost or stolen, please call 1-800-325-3678

www.Visa.com

* APR = Annual Percentage Rate