Rates

Home Equity Loans Auto Loans Mobile Home Loans Recreational Vehicle Loans Personal Loans
Single Payment Note Kwik Cash Platinum Visa Share Savings Share Certificates
Money Market Christmas Club IRA's HSA's Supreme Account

Loan Rates

Loan rates are effective December 20, 2011 and are subject to change. Lowest available rates shown below.

Home Equity Loans: (Second Mortgage)
  80% LTV 90% LTV

3 or 5 yr balloon

 Please call Please call
5 or 7 yr fixed Jackie or Lisa Jackie or Lisa
10 yr fixed for current rates

for current rates
Auto Loans: New and Used
24 mo. 2.99% APR
36 mo. 2.99% APR
48 mo. 2.99% APR 
60 mo. 2.99% APR
72 mo. (Over $25,000) 3.50% APR
Mobile Home Loans:
New Used
Please call Jackie or Lisa for current rates Please call Jackie or Lisa for current rates
Recreational Vehicle Loans: New and Used
Boats, Campers, 4-Wheelers, Snowmobiles, Tractors & Motor Homes*
24 mo. 5.99% APR
36 mo. 5.99% APR
48 mo. 6.24% APR
60 mo. 6.49% APR
72 mo. 6.74% APR
*New Motor Homes: up to 20 years w/a 5 year balloon / Used Motor Homes: up to 15 years w/ a 5 year balloon.
Personal Loans:  
12 mo. 10.99% APR
24 mo. 11.24% APR
36 mo. 11.49% APR
Single Payment Note:
Current Rate: 10.99% APR  
Kwik Cash:
15.00% APR  
Platinum VISA Credit Card:
10.9% APR  

Savings Rates

Rates current as of January 3, 2012 and are subject to change.

Share Savings:
Current Rate: 0.20% 0.20% APY
Share Certificates:
6 mo. 0.35% 0.35% APY
12 mo. 0.50% 0.50% APY
24 mo. 0.75% 0.75% APY
36 mo. 1.00% 1.01% APY
48 mo. 1.30% 1.31% APY
60 mo. 1.50% 1.51% APY
Money Market:
$2.500 0.30% 0.30% APY
$10,000 0.35% 0.35% APY
$25,000 0.40% 0.40% APY
$50,000 0.50% 0.50% APY
$75,000 0.60% 0.60% APY
Christmas Club:
Current Rate: 0.50% 0.50% APY
IRA’s:
12 mo. 0.50% 0.50% APY
24 mo. 0.75% 0.75% APY
36 mo. 1.00% 1.01% APY
48 mo. 1.30% 1.31% APY
60 mo. 1.50% 1.51% APY
Daily IRA 1.00% 1.01% APY
HSA’s:
Current Rate: 1.00% 1.01% APY
Supreme Account:  
Current Rate: 0.20% 0.20% APY

*APR = Annual Percentage Rate

*APY = Annual Percentage Yield